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What is the difference between break allowance and credit?

Understanding your Breaks and Credit Policy

Adriana Trzeciak avatar
Written by Adriana Trzeciak
Updated yesterday



The terms Break Allowance and Credit refer to two distinct aspects of accessing short breaks, which are managed differently within a calendar year.

The Break Allowance is the maximum number of breaks an individual carer is eligible to take within a specific time frame.

  • Definition: This refers to the opportunity for a carer to take a break.

  • Current Policy: The allowance is currently set at 1 break per calendar year.

  • Timeframe: The calendar year typically runs from January to December.

  • Usage: Once a break has been successfully taken, the allowance for the current calendar year is considered used.



A Credit is a financial allocation that is assigned to you in specific circumstances and can be used toward future break requests.

  • Definition: This is the conversion of the administrative fee paid for a break when the request cannot be fulfilled.

  • Assignment: Credit is assigned in the case of a cancellation or a declined break request.

  • Usage: This credit can then be applied to the admin fee for a new break request.

Summary of the Difference

Feature

Break Allowance

Credit

What It Is

The maximum number of breaks you can take per year.

A monetary value assigned after a failed break request (cancellation or declined request) or purchased in advance.

Current Limit

One break per calendar year (Jan - Dec).

The equivalent of the administrative fee (currently £33, increasing to £38 from January 2026).

Trigger

Successfully taking a break.

A break request being cancelled or declined.

Essentially, the Break Allowance controls how many breaks you can physically take in a year, while Credit ensures the admin fee you paid for an unsuccessful break request is not lost and can be used toward your next request.

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