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What is the difference between break allowance and credit?

Understanding your Breaks and Credit Policy

Adriana Trzeciak avatar
Written by Adriana Trzeciak
Updated over 3 weeks ago



The terms Break Allowance and Credit refer to two distinct aspects of accessing short breaks, which are managed differently within a calendar year.

The Break Allowance is the maximum number of breaks an individual carer is eligible to take within a specific time frame.

  • Definition: This refers to the opportunity for a carer to take a break.

  • Current Policy: The allowance is currently set at 1 break per calendar year.

  • Timeframe: The calendar year typically runs from January to December.

  • Usage: Once a break has been successfully taken, the allowance for the current calendar year is considered used.



A Credit is a financial allocation that is assigned to you in specific circumstances and can be used toward future break requests.

  • Definition: This is the conversion of the administrative fee paid for a break when the request cannot be fulfilled.

  • Assignment: Credit is assigned in the case of a cancellation or a declined break request.

  • Usage: This credit can then be applied to the admin fee for a new break request.

Summary of the Difference

Feature

Break Allowance

Credit

What It Is

The maximum number of breaks you can take per year.

A monetary value assigned after a failed break request (cancellation or declined request) or purchased in advance.

Current Limit

One break per calendar year (Jan - Dec).

The equivalent of the administrative fee (currently £33, increasing to £38 from January 2026).

Trigger

Successfully taking a break.

A break request being cancelled or declined.

Essentially, the Break Allowance controls how many breaks you can physically take in a year, while Credit ensures the admin fee you paid for an unsuccessful break request is not lost and can be used toward your next request.

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